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Life Insurance Information

Keenan Insurance Agency in Doylestown, PA can help you assess your needs for Life1 Insurance and provide you a free no-obligation quote from Farmers® Insurance.

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

The kind of coverage that's right for you depends on your particular life circumstances and future goals. Your Keenan Insurance Agent in Doylestown, PA will take the time to help you assess your situation, and recommend the right amount of Farmers® life insurance coverage for you and your family.

1 Life insurance issued by Farmers New World Life Insurance Company, 3003 77th Ave SE, Mercer Island, WA 98040.
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