Let us help you
215.345.6670
Home Page

 

 

We’re well into August, and those of you with college students will be gearing up for the migration back to campus soon. Whether they are just starting their collegiate journey as freshmen, or are seasoned college veterans approaching their senior year, here are some tips and things to consider that will help ensure that they (and you) are properly covered. And as always, you can contact your Keenan Insurance Agent in Doylestown, PA with any questions.

Think twice before removing your college student from your auto insurance policy. Many people take their college student(s) off of their policy. This may seem like a good way to save money, but once they’ve been removed, they lose the medical coverage that is part of the auto insurance policy. Plus, when your child comes back for holiday breaks, they will have no coverage to drive the vehicle. If your child has his or her own car (which isn’t being used while they are away at school) and attends a college that is at least 100 miles away, they may be eligible for a “resident student” discount.

Does your college student need renters insurance? It depends. If your child lives at home or resides in on-campus housing, they likely have coverage under your homeowners insurance policy. However, if they rent an apartment, condo or house off-campus, they should really have their own renters insurance policy. You might think that their possessions are too meager to bother protecting, but consider this; in the event of a total loss, you would have to replace everything at present value. So that “free” hand-me-down futon all of a sudden costs $300 to replace. Not to mention all of the other furniture, clothes, dishes, jewelry, electronic devices, etc.

Life Insurance for a College Student?  Unfortunately, the unthinkable can happen. We talked about college students needing life insurance in a previous blog post, and it is definitely something worth thinking about. Consider this, if you took out a student loan for your child, or co-signed the loan, you would be responsible for paying it off if the worst case scenario occurred.  Having your college student covered with a life insurance policy can offer peace of mind. Plus, life insurance policies are almost always cheaper for young people. Securing this type of coverage at a young age can help your college student lock in a good life insurance rate for the long run.

These are just a few pearls of wisdom that you can use to help make sure that you and your college student is properly covered. However, insurance is complicated. Our Keenan Insurance agents in Doylestown, PA offer personalized attention to your situation and can tailor an insurance plan just for you. This helps ensure that you don’t have any gaps in coverage, and no surprises. And as an added bonus, your very own insurance agent can help find discounts that may be available for you.

For more information on protecting your college student, please contact one of our Insurance Agents in Doylestown, PA via our website or give us a call at 215-345-6670.

Posted 1:18 PM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Get An Instant Quote






Refer Referrals
We love referrals! And thank you even more for your continued business.
Policies Customer Service
Self policy service any time of the day, directly from our website.
Newsletter Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
https://plus.google.com/+Keenanfarmerspa/posts
Knowledge and Expertise

About Us 

Keenan Insurance is a professional, independent agency with the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service.

Testimonials


Our Latest Blogs

Read More Read More Read More
Our Locations

Keenan Motors
4311 West Swamp Road
Doylestown, PA 18902




Keenan Honda
854 North Easton Road
Doylestown, PA 18902


 
info@keenanfarmers.com
Connect With Us
Facebook  Twitter

Home Get A Quote Customer Service Blog Make a Payment About Us Contact Powered by Insurance Website Builder